Buy Now
Pay Later
with
Pay For Purchases Over Time With Regular
Monthly Installments That Match Your Budget.
Apply and Qualify in Seconds
Answer a few short questions and get an instant decision.
Financing as low as 0% APR
We’ll match you to the best offer.
No Surprises
Simple and straight forward financing. No hidden fees. You’ll know exactly how much you owe and how much to pay each month.
HOW IT WORKS
Select your products and add them to your cart
At checkout, select “Checkout Finance” to apply
Select the financing offer that works best for you*
Pay over time in monthly installments
*based on approval. Not all applicants are approved.
Get ready to upgrade with Citizens Pay.
Citizens Pay integrates seamlessly into your payment system. Improve conversion rates, increase average order values, acquire new customers and drive repeat beusiness.
Large Purchases with Low Monthly Payments
Click here for important information about rates and fees and to read the Citizens Line of Credit Agreement for full terms and conditions
FREQUENTLY ASKED QUESTIONS
What is Checkout Finance?
Checkout Finance is powered by ChargeAfter, a platform that allows you to pay for your purchase over time. We connect you with our financial partner, and allow you to apply for financing in a single, simple and transparent process. If approved, we will ask you to choose the offer that works best for you and your needs.
How Do I Make My Monthly Payments?
You will receive a monthly statement from Citizens Pay. Citizens Pay will notify you when your statement is available to view in your statement and provide a link so you can easily access your account via our secure portal. The Citizens Pay secure online portal allows you to view your account balance, enroll or update your automatic payments or make an additional payment.
Have further questions?
